When You Get Bumped

Something to think about

Suppose you are walking in the hall with a cup of coffee. Someone appears from an office and bumps into you. You spill some coffee.

Why do you spill coffee?

Because there was coffee in your cup. If there had been tea, you would have spilled tea. If hot chocolate, then hot chocolate. What spills when you get bumped is whatever is inside.

So it is for your life and your plans

What’s inside you?

If your plan gets bumped, say the market falls and your invest portfolio with it, what spills? Is it anger, or fear, or embarrassment, or opportunity seeking. The response has only a little to do with the event and quite a lot to do with what is in you. It is like the coffee cup. What’s in you is what comes out. It is what you put.

You can adjust the contents

If every external event is met with emotion, you must expect emotions to appear when you are bumped, or even pushed. You should have a method to calm emotions and then behave in a way that is oriented to the nature of the problem rather than your feelings.

Focusing on the problem/opportunity rather than how you feel about it leads to progress. That will not happen unless you have prepared.

Sometimes all you need is an external guide to call you on the emotional response They can help direct you toward the problem instead of the feeling. It could be a spouse, a business partner, a spiritual guide, a friend, or a financial advisor.

Preparation is the key.

Outcomes in life are a question of how you react to what happens and not so much the events themselves. You can build choices for a response. In some ways it is like taking karate. The physical part is just the beginning. Emotional control is easier because you know and understand your capabilities and those of the others around you. Those make it possible to be calm in the face of physical danger. Responses are preorganized and closely related to the nature of the problem.

Karate teaches humility and respect for your opponent too. You can act or refuse to act. When you act, it is appropriate and proportional to the the threat. Knowing you can respond and knowing how is what provides the emotional control.

Apply the same lessons to other parts of your life. Anticipation and preparation are powerful tools. Be sure you have put them into your inventory.

This article was inspired by a short video. Less than 40 seconds. You can see it here.


I help business owners, professionals, and others understand and manage risk and other financial issues. To help them achieve their goals, I use tax efficiencies and design advantages to acquire more efficient income and larger, more liquid estates.

In previous careers, I have been a partner in a large, international public accounting firm, CEO of a software start-up, a partner in an energy management system importer, and briefly in the restaurant business.

Please be in touch if I can help you. don@moneyfyi.com 705-927-4770

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