People often see themselves as the victim of circumstances. It is theoretically possible that some are right, but that is not the way to bet.
I found this unattributed quote and it seems to make the point.
“Although fate presents the circumstances, how you react depends on your character “
How you react matters. Much more than people think.
You cannot control circumstances although by anticipation you can better your chances.
Give some thought to reaction. Is it disappointment, embarrassment, fear or merely a convenient way to complain about hard life is for you.?
Life is best organized and planned and not so much reacted to.
I help people have more retirement income and larger, more liquid estates.
Call in Canada 705-927-4770, or email firstname.lastname@example.org