Best Answers Evolve.

How many people decided on what they wanted and what they have to get it with and then got it in one unchanged step. Perhaps over a long time.

I don’t know a single person or entity who has done that. None of Microsoft, Facebook, Google, or Apple would fit that model. All of them evolved.

Evolving best answers

People find it is easier to evolve if they are directionally accurate in seeking what they want. Precision is not a point worthy of attention.

Two things to consider

  1. What moves you towards your vision?
  2. What harms your achievement of those visions?

Moving towards smart is actually harder than avoiding stupid. You must be brilliant or know more to do that.

According to self-made billionaire, Charlie Munger, Warren Buffets partner and co-chair of Berkshire Hathaway.

It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.”

Seven more Munger thoughts you can apply.

  1. “I have a way of handling a lot of problems. I put them on what I call my too-hard pile. Then I just leave them there. I’m not trying to succeed in my too-hard pile.”
  2. “Our game is to recognize a big idea when it comes along, when one doesn’t come along very often. Opportunity comes to the prepared mind.”
  3. “It never ceases to amaze me to see how much territory can be grasped if one merely masters and consistently uses all the obvious and easily learned principles.”
  4. “If the incentives are wrong, the behavior will be wrong. I guarantee it”
  5. “I would argue that passion is more important than brain power.”
  6. “Knowing what you don’t know is more useful than being brilliant.”
  7. “A lot of success in life and business comes from knowing what you want to avoid: early death, a bad marriage, etc.”

The takeaway

Your chances of success are greater if you avoid distractions, or easily seen catastrophes.

Know the purpose and if a particular method does not tightly connect, set it aside. It could be either in the “No” basket or in the “Too-Hard” basket.

Focus matters.


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I build strategy and fact-based estate and income plans. The plans identify alternate ways and alternate timing to achieve both spending and estate distribution goals. In the past I have been a planner with a large insurance, employee benefits, and investment agency, a partner in a large international public accounting firm, CEO of a software start-up, a partner in an energy management system importer, and briefly in the restaurant business. I have appeared on more than 100 television shows on financial planning, have presented to organizations as varied as the Canadian Bar Association, The Ontario Institute of Chartered Accountants, The Ontario Ministry of Agriculture and Food, Banks – from CIBC to the Business Development Bank.

Be in touch at 705-927-4770 or by email to don@moneyfyi.com

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