Category: Decision Making

Innovation Will Change The World


A problem is only a problem if you don’t know how to solve it. When I was at university, the person in the next room in residence was beyond capable in math.  His view of problem sets in advanced calculus could be summed up… Continue Reading “Innovation Will Change The World”

“The Voters Are Stupid”


The passage of Obamacare was by fraudulent means.  If a business, say a drug company, manipulated information the same way, everyone would go to jail.  It is a pity that the purveyors had to revert to fraud,  because the fundamental idea of looking after… Continue Reading ““The Voters Are Stupid””

Feeling Is Not The Same As Thinking


Is education failing?  Perhaps.  If so, how? We can all agree that a large share of what we learn in school is not useful or important.  Does it really matter when Christopher Columbus discovered America?  Or even if there was a Christopher Columbus?  Education… Continue Reading “Feeling Is Not The Same As Thinking”

Advertising Can Tell You More Than You Think


Does advertising work?  Apparently yes.  The question you should ask yourself is what is the advertiser trying to tell you? Advertising comes at us in several forms.  There are image ads favoured by prosperous companies intent on building their brand.  The ad will be… Continue Reading “Advertising Can Tell You More Than You Think”

Would You Prefer Lower Investment Fees or More Money?


The Conference Board of Canada recently issued a report on savings and retirement income. They include the observation that people who use advisors tend to have more money. Given that advisors charge fees, this seems counter-intuitive. You would think that by saving the fees… Continue Reading “Would You Prefer Lower Investment Fees or More Money?”

Obstacle Destruction


Suppose someone has a largish rock in the middle of their lawn.  Every mowing requires working around it.  Probably a little trimmer action too.  Every spring, the rock grows a little further out of the ground.  The rock is an obstacle. Rocks are like… Continue Reading “Obstacle Destruction”

Wrong Can Be Right


Mistakes are not only your friend, they are your teacher, your guide, your guru.  But only if you see them that way. Creating an environment that allows you to learn from mistakes should be a strategic goal. Investing is error prone.  So is poker. … Continue Reading “Wrong Can Be Right”

Is Owning Business Assets The Right Choice?


Diversity is the key to financial success in the long run.  Yet some small and medium size business owners have trouble breaking away from the idea of reinvesting everything in the business. It is fairly easy to reinvest earnings in the business for a… Continue Reading “Is Owning Business Assets The Right Choice?”

Goal Setting Is A Continuous Thing


There are not many things you will care about that you can achieve by default. Therefore, the necessity of goal setting.  Strategic goals are usually for a long time.  Their definition relies on your standards, ethics, preferences and resources.  The path to them and… Continue Reading “Goal Setting Is A Continuous Thing”

A Life Simplifying Distinction


Urgent or important.  Can you distinguish these? It will be one of your great life-simplifying achievements if you can.  Life will be complicated, stressful and not very satisfying if you cannot. Sometimes urgent looks important, but that is usually because someone else imposes the… Continue Reading “A Life Simplifying Distinction”

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