Look after yourself. Not many others are doing that for you.
Things are never as good as they seem nor as bad as they seem
Our complex world is immensely more complicated than we know or can know.
Making things look harder than they are is a personality flaw.
There is only one end in sight here.
Things that don’t work don’t last
When there is no evidence supplied, people mistrust the instructions.
Buying bank offered life insurance to pay off your mortgage is near the top of the list of the dumbest financial choices you can make.
Disincentives hurt more than incentives help.