Category: Rants

Headlines Need Not Tell The Whole Truth


Are there many people out there that think hyperbolic commentary adds value?  I hope not.  But one that may still think so is Rob Carrick of the Globe and Mail. A recent piece entitled “Carrick on money: Six-figure shocker – your lifetime bill for… Continue Reading “Headlines Need Not Tell The Whole Truth”

I Have Hope For The Future.


One of the reasons is Ananya Mukherjee who is pursuing a masters degree in science at The University of Calcutta.  You can visit her blog here.  It is sometimes brilliantly creative. A recent one 3 Ways Thermodynamics Helps Us In Being Creative or Productive helped… Continue Reading “I Have Hope For The Future.”

On Regulation of Financial Advisors


The action is heating up on Ontario Bill 157 – The Financial Advisors Act, 2014. Regulation has been a hot topic for some time and until recently, there have been few that openly opposed it. Regrettably, the principal objection now is that the act… Continue Reading “On Regulation of Financial Advisors”

Michael Jordan Says


Dentists tend to make a great deal of money each year.  So do MDs.  Especially specialists. Any thoughts about why? They are highly trained and skilled. They supply a needed service That is not enough.  There is another crucial factor. Their appointment book is… Continue Reading “Michael Jordan Says”

Is It A Strategy Or A Sales Trick?


All planning involves three distinct parts.  Financial planning has evolved in such a way that only two of the parts dominate. The three areas are: Strategy – sometimes called mission, goals or purpose Tactics – sometimes called methods Logistics – implementation and followup Only… Continue Reading “Is It A Strategy Or A Sales Trick?”

Will Regulation Solve the Financial Advice Problem?


My associate, Aaron Carter, was kind enough to send this along.  It is an editorial in Investment Executive and is worth noticing. Face down lobbies.  The problem however, is not so simple as regulating advisors.  Regulation and standards alone will not solve the financial… Continue Reading “Will Regulation Solve the Financial Advice Problem?”

Financial Tools Are In Aisle 17


A tool is a device or method that assists us in achieving some goal.  In older times, it was always physical.  Not so much now.  The internet is a tool.  So is the phone directory and a computer program.  A tool is how we… Continue Reading “Financial Tools Are In Aisle 17”

Faith Matters


What do $20 bills, BitCoins and Christianity have in common?  They are each without value unless you believe they are valuable.  Faith matters. Money, like religion, is about faith.  If you believe the $20 bill in your wallet will buy lunch and everyone else… Continue Reading “Faith Matters”

Build Deep Depth


Have you ever noticed how many dictators die while they are still the dictator? Many violently. Have you wondered why? There are a few obvious reasons. They tend to be paranoid megalomaniacs They tend to have no meaningful retirement plan They tend to have… Continue Reading “Build Deep Depth”

Fear Debt


About eight years ago, there was a car-pedestrian accident at the corner of Aylmer and Hunter in Peterborough.  It has been on my mind, off and on since, because it is a spectacular example of bureaucratic nonsense. A woman hurrying across the intersection was… Continue Reading “Fear Debt”

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