Charities do work we would do ourselves if we had the time and skill.
Life insurance is the cheapest way to put cash into your estate
Your estate will evolve from your life. Estate planning is more appropriately life planning and transition.
If they relay on an regular small donations, charities will fail
There are many ways to be insurance poor.
Estate transition plans and estate distribution plans are not the same thing
Maybe you don’t need any life insurance. You could prove it if you tried.