Financial Freedom Is Merely Organized Common Sense
Group insurance has become a significant expense For those who receive the benefit of group health and dental insurance, it is possible that the price has not come to your attention recently. Employers on the other hand, are becoming quite sensitive. Employees and employers… Continue Reading “The Price of Employee Group Benefits Does Not Describe Value Very Well”
Group Insurance rates are rising quickly. Drug pricing is part of that.
Insurance policies are like warranties. There is a general idea of what they are and what they mean; and there is the carefully worded and clearly defined 50-page document that is exactly what they are and what they mean. Not the same thing. You… Continue Reading “When Is “Covered” Not Covered?”
You need to be a bit old to remember Bucky Beaver and Ipana Toothpaste. (I notice that Ipana generates a spell check error so it is not a common word.) Ipana was the Bristol-Myers best selling toothpaste from 1904 until the late ’50’s. Bristol-Myers… Continue Reading “Why Do You Visit The Dentist Twice A Year?”
Group Insurance, and in particular the medical benefit part, is becoming a material payroll cost for many businesses. How does a responsible business owner deal with that reality? W. Edwards Deming, the American quality expert, has said that defects in manufacturing are often designed… Continue Reading “Group Insurance”