Taxes cost money. Getting money to pay can be efficient or not.
Buying bank offered life insurance to pay off your mortgage is near the top of the list of the dumbest financial choices you can make.
It is just arithmetic and some product search.
Sometimes I am not sure what day it is so mistakes happen. If you read it yesterday, feek free to skip away. If not. You should. It is a worthy article. Calculating how much life insurance you should hold is always a challenge and… Continue Reading “This One Published a Day Too Soon. Sorry.”
The family life insurance question is poorly handled. You should rise above that.
Because it relies on old experience, the obvious is often wrong.
You can make better decisions about life insurance if you know how actuaries create premiums.
Many corporations have more than one shareholder. When they do, a comprehensive agreement should be put in place so people don’t misremember what is supposed to happen under unfamiliar conditions. It is unlikely you can cover everything but it is also unlikely there will… Continue Reading “Why Have A Shareholder Agreement?”
A friend lost his young adult daughter to a drunk driver last week. You never think it can happen, but it does. Not often, but neither uncommon. Ask yourself what would you do today if you knew a week from now you or someone… Continue Reading “A Hard Question”
All life isnurance costs the same to the companies. If premiums are different it is because some assumption is diffeerent.