Tag: life insurance

Investment Markets Affect Life Insurance Premiums


You can make better decisions about life insurance if you know how actuaries create premiums.

Why Have A Shareholder Agreement?


Many corporations have more than one shareholder. When they do, a comprehensive agreement should be put in place so people don’t misremember what is supposed to happen under unfamiliar conditions. It is unlikely you can cover everything but it is also unlikely there will… Continue Reading “Why Have A Shareholder Agreement?”

A Hard Question


A friend lost his young adult daughter to a drunk driver last week. You never think it can happen, but it does. Not often, but neither uncommon. Ask yourself what would you do today if you knew a week from now you or someone… Continue Reading “A Hard Question”

How They Calculate Life Insurance Premiums


All life isnurance costs the same to the companies. If premiums are different it is because some assumption is diffeerent.

Fungible Is Not A Kind of Mushroom


Estate planning is about more than adding up values and dividing.

What Do We Know About Risk?


Risk come in different forms and management of them varies

Overcoming Buyer’s Procrastination


People need help with the decision to buy

We Act In the Present To Influence The Future


Pay attention to how you feel about your past decisions and try to minimize the number you will care about in the future.

Life Insurance Costs More After You Die


Life insurance is an economical way to cover the costs resulting from a death.

Life Insurance Is Simple, Complex, and Subtle. Seek Help!


Many people start in the wrong place to assess life insurance

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