Category: Personal Finance

What Is “House Poor”?


The mortgage payment is just the beginning of the expenses to own a home.

Is Every Day A Financial Planning Day?


Most days are boring from a financial planning point of view.

The Value of Small Bets


Test risky decisions before committing

You Cannot Prove You’re Right


You can prove something false, and that is a useful condition. I watched a short video of Richard Feynman explaining the scientific method. It is similar to how financial planning works. In science, it begins with a guess, moves to the observable implications of… Continue Reading “You Cannot Prove You’re Right”

How They Calculate Life Insurance Premiums


All life isnurance costs the same to the companies. If premiums are different it is because some assumption is diffeerent.

Seeking Personal Independence


Be as rich as you need to be to do the things you want to do

How Hard Is Personal Financial Planning?


Checklists can keep you organized

Stock Prices Can Mislead


It’s what the business is worth, not what the stock is worth.

Interest Rates Do Not Convey The Whole Message


Survival is not necessarily to the strong, it is to those who can change most easily and effectively.

Risk and Caution


Caution is the first step in risk management

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